Frequently Asked Questions
What is Pay Day Planning?
Pay Day Planning is a revolutionary new way to plan and manage your spending. Beginning with your actual income, you can focus on spending over a shorter period of time, allowing you to achieve financial stability, one paycheck at a time. For more details, read our philosophy page.
Is Pay Day Planning free?
The Pay Day Planning app is free. It does require an active account, which requires only an email address. The basic features are always free but to get the most benefit from Pay Day Planning, we recommend upgrading to the premium version. When you first register your account, you get 30 days of access to all premium features so you can try them out before committing to subscribing. Check out our plans page for an overview of the differences between our free and premium versions.
Can I link my bank account to Pay Day Planning?
Yes! With the premium version of Pay Day Planning, you can connect to your bank and credit card companies to receive transaction updates. For details on how to do this, read our guide on connecting to your bank.
Is Pay Day Planning secure?
All data that you provide to Pay Day Planning is encrypted both in transit and at rest. Further, Pay Day Planning never stores bank account information. Instead, we partner with Plaid for the connection to your financial institution.
What pay frequencies does Pay Day Planning support?
Pay Day Planning supports the most common pay frequencies – bi-weekly (every two weeks), weekly (once a week), semi-monthly (paid on 15th and last day of each month), and monthly (once a month). If your paycheck cycle is different than that, contact us and we can get your custom pay period set up (note that custom pay period set up requires the premium version of Pay Day Planning).
I use a credit card for most of my bills that gets paid in full every month, when the bill is due. How would I go about setting up the credit card account, knowing it will be paid in full each month?
This is a great way to make use of a credit card! We find that Pay Day Planning (PDP) users will often follow a method like this. The first two steps (and the last step) aren’t part of PDP – they’re just a common way to maximize your use of the flexibility a credit card can offer when paid off every month.
- Set up a bank account (we recommend an interest-bearing savings account) to pay your credit card bill from
- Set up your credit card to auto-pay the balance on the due date from this savings account
- Set up an account in PDP called “Credit Card” (or the name of your card provider)
- Plan the bills and expenses you will put on the credit card using that account
- When you finish your plan, PDP will tell you how much you planned to spend from that account
- Take that amount and move the money into the bank account you set up at step 1
How do I cancel my premium subscription?
If you would like to cancel your subscription, you can do so by opening the app menu in PDP and tapping on “Manage subscription.” Your cancellation will take effect at the start of your next subscription period.
How can I remove my data from Pay Day Planning?
We understand that data privacy is an important concern. If you find that Pay Day Planning isn’t for you and you would like to remove your account and all data, follow these instructions.
Jabiru Software 